Balance
The Ledger Balance consists in tree fields of the Ledger object :
| Field | Description |
|---|---|
| totalAmount | The totalAmount on the Ledger. It does include money that is not available to spend. |
| availableAmount | The available Amount to spend. When creating transactions, this availableAmount will be taken into account to check if there are sufficient funds. |
| reservedAmount | The amount already reserved by pending transactions or card-authorizations. Money is held here as long as transactions are pending or not released. Money normaly stay on this balance for less than 24h, but in case of day off on clearing process it can go up to 48h. |
"totalAmount" = "availableAmount" + "reservedAmount"If transaction is finally rejected, reservedAmount will go back to availableAmount balance.
All these amounts are expressed in the currency of the Ledger.
At LinkCy, Balance can't go below 0. Any transaction leading to a negative balance will be declined.