Declined transaction
Decline Reasons
Transactions can be declined for a lot of reasons :
Card Transaction Decline reasons :
APPROVED is part of Declined Reason list.
| Decline Reason |
|---|
| APPROVED |
| REFER_TO_CARD_ISSUER |
| INVALID_MERCHANT |
| CARD_SUSPENDED |
| DO_NOT_HONOUR |
| INVALID_TRANSACTION |
| INVALID_AMOUNT |
| INVALID_CARD_NUMBER |
| INVALID_ISSUER |
| TRANSACTION_FORMAT_ERROR |
| EXPIRED_CARD |
| INSUFFICIENT_FUNDS |
| INCORRECT_PIN |
| TRANSACTION_NOT_PERMITTED_TO_ENDUSER |
| EXCEEDS_WITHDRAWAL_LIMIT |
| RESTRICTED_CARD |
| SECURITY_VIOLATION |
| CARDHOLDER_TO_CONTACT_ISSUER |
| PIN_NOT_CHANGED |
| PIN_TRIES_EXCEEDED |
| INVALID_TO_ACCOUNT |
| INVALID_FROM_ACCOUNT |
| INVALID_GENERAL_ACCOUNT |
| INVALID_AUTHORIZATION_LIFE_CYCLE |
| PIN_VALIDATION_ERROR |
| CRYPTOGRAPHIC_FAILURE |
| CONNECTION_ISSUE |
| UNABLE_TO_ROUTE_TRANSACTION |
| DUPLICATE_TRANSMISSION_DETECTED |
| SYSTEM_MALFUNCTION |
| DECLINE_FOR_CVV2_FAILURE |
| STRONG_CUSTOMER_CARD_BASED_AUTHENTICATION_REQUIRED |
| STRONG_CUSTOMER_NON_CARD_BASED_AUTHENTICATION_REQUIRED |
| DECLINED_BY_COMPLIANCE_FIREWALL |
| CARD_NOT_ACTIVE |
| PARTNER_ERROR |
| CARD_RULES_BREACHED |
| CONTACT_SUPPORT |
| FX_ISSUE |
Inter-Ledger and Transaction to a beneficiary
| Decline Reason |
|---|
| DECLINED_BY_COMPLIANCE_FIREWALL |
| CARD_NOT_ACTIVE |
| INSUFFICIENT_FUNDS |
| PARTNER_ERROR |
| CARD_RULES_BREACHED |
| CONTACT_SUPPORT |
| FX_ISSUE |
| BENEFICIARY_SORT_CODE_OR_ACCOUNT_NUMBER_UNKNOWN |
| INFORMATION_MISSING |
| BENEFICIARY_BANK_UNKNOWN |
| ACCOUNT_TRANSFERRED |
| SENDER_ACCOUNT_CLOSED |
| API_SUBSCRIPTION_INVALID |
| BENEFICIARY_SORT_CODE_NOT_ENABLED_FOR_FASTER_PAYMENTS |
| SENDING_BANK_UNKNOWN |
| ACCOUNT_STOPPED |
| ORGANISATION_ID_INCORRECT |
| TRANSACTION_CURRENCY_DIFFERENT_TO_RECEIVER_ACCOUNT |
| BENEFICIARY_INFORMATION_MISSING |
| BENEFICIARY_SORT_CODE_AND_ACCOUNT_NUMBER_UNKNOWN |
| TRANSACTION_CANCELLED |
| VALIDATION_ERROR |
| BENEFICIARY_ACCOUNT_NUMBER_INVALID |
| BENEFICIARY_NAME_DOES_NOT_MATCH_BENEFICIARY_ACCOUNT |
| CURRENCY_AND_AMOUNT_INVALID |
| SENDING_AGENCY_ACCOUNT_STOPPED |
| SENDER_SORT_CODE_OR_ACCOUNT_NUMBER_UNKNOWN |
| ACCOUNT_NUMBER_UNKNOWN |
| SENDING_ACCOUNT_TRANSFERRED |
| BENEFICIARY_SORT_CODE_INVALID |
| AMOUNT_INVALID |
| REJECTED_BY_RECEIVING_BANK_WITH_UNSPECIFIED_REASON |
| TRANSACTION_FAILED_OTHER_REASON |
| INVALID_AMOUNT |
| SENDING_AGENCY_ACCOUNT_CLOSED |
| SENDER_ACCOUNT_TRANSFERRED |
| TRANSACTION_FAILED_CONTACT_BENEFICIARY |
| BENEFICIARY_ACCOUNT_CLOSED_OR_STOPPED |
| CURRENCY_INVALID |
| REFERENCE_FIELD_NEEDED |
| BENEFICIARY_ACCOUNT_STOPPED |
| SENDER_ACCOUNT_STOPPED |
| RETURNED_VIA_RECALL |
| BENEFICIARY_ADDRESS_MISSING |
| RECEIVING_AGENCY_ACCOUNT_STOPPED |
| ACCOUNT_OVERDRAWN |
| SENDER_ACCOUNT_CLOSED_OR_STOPPED |
| SYNTAX_ERROR |
| RECEIVING_AGENCY_ACCOUNT_CLOSED |
| ADDITIONAL_REMITTANCE_INFO_INVALID |
| TRANSACTION_UNAUTHORISED |
| ACCOUNT_CLOSED |
| DUPLICATED_PAYMENT |
| BENEFICIARY_NAME_MISSING |
| ACCOUNT_NUMBER_INVALID |
| TRANSACTION_FAILED_PLEASE_RETRY_LATER |
| RECEIVING_ACCOUNT_TRANSFERRED |
| RECEIVING_BANK_CURRENTLY_UNAVAILABLE |
| RECEIVING_AGENCY_SORT_CODE_AND_ACCOUNT_NUMBER_UNKNOWN |
| LIMITS_EXCEEDED |
| DIRECT_DEBIT_NO_VALID_MANDATE_SUPPLIED |
| DIRECT_DEBIT_MISSING_MANDATORY_INFORM |
| INVALID_BIC |
| REFERENCE_INVALID |
| TRANSACTION_FAILED_PLEASE_RETRY |
| DUPLICATE_FPID2 |
| ACCOUNT_INVALID |
| SENDER_ACCOUNT_INVALID |
| PAYMENT_TYPE_INVALID |
| TERMS_AND_CONDITIONS_NOT_MET |
| TERMS_AND_CONDITIONS_LIMIT |
| SENDING_AGENCY_SORT_CODE_AND_ACCOUNT_NUMBER_UNKNOWN |
| TRANSACTION_FAILED |
| SENDING_FPS_INSTITUTION_ACTION_REQUIRED |
| SORT_CODE_INVALID |
| AMOUNT_EXCEEDS_ACCOUNT_LIMIT |
| RECEIVER_ACCOUNT_TRANSFERRED |
| BENEFICIARY_ACCOUNT_CLOSED |
| SYSTEM_ERROR |