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Environments

LinkCy provides 2 differents API environments :

  • Sandbox
  • Production

Sandbox

This is the first step to integrate LinkCy. This is where you can try, test, play, fail, learn : you're in a safe place.
There won't be any real money involved, everything is "fake" money, and it's not connected to the external world.

Almost all endpoints are working as they would in production, with some limitations of course :

No Physical cards can be produced (even if it can be created through API)

No real money can be received on ledgers. But you can still credit Ledgers with fake money

IBANs and Account number are fake, do not communicate them outside

To help you intergating, you can simulate some actions with our Sandbox tools :

  • Simulate KYC result of a Consumer (even if KYC process is fully working in sandbox)
  • Simulate KYB result of a Corporate
  • Simulate Phone number verification
  • Simulate card transactions
  • Simulate incoming transactions
  • Credit a Ledger
  • Get a card truncated PAN (as no physical cards will be produced)
  • Delete a consumer and all its related objects

Learn More about Sandbox simulation tools

Once you're all set in sandbox, you can proceed with Production environment

Production

This is the real world, with real money.
All process are in place and have to be enforced, no simulation available :

  • No deletion possible
  • KYC & KYB process have to be performed to unlock banking possibilities
  • Cards are created for real and can be used at merchants
  • Money can be send or received
  • Compliance rules have to be strictly respected
  • SCA is required for all sensitive operations

Do not use Production environment for testing/CI purposes

Always keep your Production credentials in a safe place !